Pre-Qualify in 10 Minutes
Review multiple funding options for your business
Retail business loans
Equipment Financing
How Select Funding Can Help Your Retail Business
By getting the right funding, you can ensure the success of your retail store. We help small business owners expand to new locations, thrive in competition, pay everyday expenses, and capitalize on growth opportunities.
Expand Your Business
Thrive in Competition
Hire and Train Skilled Staff
Pay Everyday Expenses
HEAR FROM OUR CUSTOMERS
How it Works
Step 1
Complete your application for funding in a few minutes through our online portal or call (866) 639 0404 to speak to one of our funding advisors.

Step 2
Once we receive your completed application it will be evaluated by our automated technology providing a decision within hours.

Step 3
Funds are deposited into your business account within one business day. Equipment financing loans will be completed in as quickly as three business days.

BUSINESS FUNDING FOR RETAIL INDUSTRY
We are passionate about creating opportunities for small business owners like yourself because we believe small businesses are the lifeblood of the community.
24 HOUR FUNDING
REVENUE BASED FINANCING
UNSECURED LOANS UP TO $500,000
MATCH WITH THE BEST OFFER ACROSS 25 LENDERS
HIRE SKILLED STAFF
EXPAND YOUR BUSINESS
Retail Industry Resources
Learn how to finance your retail business, improve your costs, or grow your business.


7 Strategies to Grow Your Retail Store

5 Steps To Enhance Operations For Your Retail Store
FAQ
What credit score do you need for retail business financing?
As a part of our minimum requirements, it is advised to have a FICO score of 500.
How can I use the funds?
We usually provide loans to help retail stores buy equipment or finance other business activities such as payroll or rent.
Are there any minimum requirements for retail businesses?
Yes, below are the minimum eligibility requirements for small business loans:
- Revenue: $10,000/month in business deposits
- Time In Business: 6 Months
- Documents: 3 - Months of Business Bank Statements
- Minimum FICO Score: 500
How long does the application process take?
The entire application process for retail businesses takes a few minutes. You can use your device to complete the online application at your convenience. The online application can be found here https://selectfunding.com/apply-now
What kind of documentation do I need to provide to get business loans?
We try to keep the paperwork at a minimum! You need to fill in our secure and quick online application and provide 3 months of business statements as an attachment to the online application.
If my application received lender approval for financing, how and when do I get paid?
From application to funding you can receive the cash you need in as little as two days and receive your equipment loan in as little as three days.
How can retail businesses apply for loans?
Step 1: Apply
Complete our online application or contact a loan advisor through (866) 264 - 7007.
Step 2: Qualify
Once we receive your completed application it will be evaluated by our automated technology providing a decision within hours.
Step 3: Get Funded
Funds are deposited into your business account within one business day. Equipment loans will be completed in as quickly as three business days.
How much income do you need to get loans for retail businesses?
You will need a minimum revenue of $10,000/month in business deposits
What is a retail business loan?
Funding is provided to retail store to enhance business operations, be in line with industry growth trends, expand capacity and improve supply chain logistics.
What loan options are available?
We provide working capital loans such as merchant cash advances, lines of credit, and equipment financing to eligible small businesses.